Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations, the description carries the full burden: it discloses cost ("Free") and characterizes the content as a normalized vocabulary, which are genuinely useful traits. It stops short of saying whether the result is static/cacheable, how large it is, or how categories and skills are related structurally, so the behavioral picture is only partial.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.