Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnly, idempotent, non-destructive and closed-world, so the safety profile is covered. The description adds real value beyond that: it discloses the default result ceiling (five answers), notes the tool works without a query, and warns that 'Take A Load Off' answers describe a separate wash-and-fold partner lacking prices, turnaround or phone details — a substantive caveat about answer quality that no structured field conveys.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.