Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnly=true, idempotent=true and non-destructive, so the safety profile is covered. The description adds two useful facts: results are filtered to 'visible' companies, and the rows mirror the GET /api/v1/companies/by-city endpoint. It says nothing about ordering or pagination behavior, so it only modestly exceeds the annotation baseline.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.