Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare the safe read profile (readOnly, idempotent, non-destructive), so the lower bar applies; the description still adds the 'or not-found' outcome, which the annotations do not convey. It does not mention auth or rate-limit behavior, so it stops short of 5.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.