Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Beyond the readOnly/idempotent/non-destructive annotations, the description discloses that paging requires following BOTH returned cursors, that Investboard-originated checks are absent from results, that outcomes are investor-reported and never establish execution, that saved verdicts keep original evidence dates, and that linked_decision is computed on read and never stored. These are substantive behavioral facts an agent could not infer from annotations alone.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.