Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnly, idempotent, non-destructive, and closed-world, so the safety profile is covered. The description adds genuinely beyond them: the result is capped at 20 material changes and contains before/after claims with dated sources, and it will not perform new research or send notifications.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.