Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint, idempotentHint, and destructiveHint=false, but the description adds significant context beyond them: no authentication required, no credits consumed, return shape (valid/invalid with reason, walletProven), and a data privacy guarantee ('Does not expose wallet or token data'). This is a rich behavioral disclosure that goes well beyond the annotations.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.