Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint=true, idempotentHint=true, destructiveHint=false, and openWorldHint=true, so safety and idempotency are fully covered structurally. The description adds context about what the profile contains (walletTerms, verification status) but does not disclose behavioral traits beyond the field enumeration — no auth requirements, rate limits, or caching behavior.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.