Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already establish read-only, idempotent, non-destructive, closed-world behavior, so the bar is lower. The description adds meaningful scope: hundreds of expiries, recent settled expiries, side-by-side venue comparison, current upcoming max pain, and an explicit historical-not-predictive framing.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.