Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint, idempotentHint, destructiveHint=false and closed-world scope, so the safety profile is covered. The description adds real value beyond that by disclosing a scope limit the agent cannot otherwise know: 'Private fields and custom fields are not exposed,' which warns against treating the output as a complete field catalog. It stops short of describing the shape or size of the returned option sets.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.