Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnly, idempotent, non-destructive, and closed-world, so the safety profile is covered. The description adds real value by disclosing which external datasets are merged into the response (NHTSA, EPA, Transport Canada), which matters since there is no output schema. It stops short of noting that data may be missing or stale for certain years/models.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.