Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare read-only, idempotent, non-destructive, and closed-world behavior. The description adds useful operational context beyond annotations: the 90-day range limit and the default behavior that 'days without a row use the plan's base price.' It does not cover auth or rate limits, but it meaningfully extends the behavioral picture.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.