Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare this is read-only, idempotent, and non-destructive, so the bar is lower. The description adds useful behavioral context beyond annotations: amenities are as stated by the hotel, extra_charge indicates a stated surcharge, and an absent mark means no information rather than free.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.