Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations, the description carries the full burden and does reasonably well: it discloses cost ('Free'), an ownership/authorization scoping rule (404 remix_not_found 'for one that is not yours'), and immutability of the stored answer. It leaves out pagination/rate-limit behavior, but the key non-obvious traits are present.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.