Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
While annotations supply readOnly=false, idempotent=true, openWorld=true, destructive=false, the description adds the crucial boundary: 'This action cannot place an order or collect payment.' This prevents an agent from assuming the checkout handoff completes a sale, which is exactly the kind of behavioral disclosure annotations don't capture.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.