Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnly, idempotent, non-destructive and closed-world. The description adds something annotations cannot: that returned content is untrusted user material, a meaningful prompt-injection caution for an agent. It omits pagination behavior, result caps and ranking ('best') semantics, which keeps it below a 5.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.