Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnly/idempotent/non-destructive; the description adds meaningful behavior: chronological scan-window history, actionable filtering ('still BUY/STRONG BUY and not critical sel-risk'), active-subscription requirement, and a not-adivce disclaimer. No contradiction with annotations.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.