Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnly, idempotent, non-destructive, and closed-world, so the safety profile is covered. The description adds genuinely useful context beyond that: free, no authentication required, rate limited, and a currency-consistency constraint. That is real behavioral value, though it omits what the rate-limited threshold is.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.