Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnly, idempotent, non-destructive and closed-world, but the description adds genuinely new behavioral facts: it is free, requires no authentication, and is rate limited. The formula semantics (margin as a percentage of selling price versus overhead/riskBuffer as additive percentages) also clarify behavior beyond the numeric bounds in schema.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.