Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations and no output schema, the description carries the full disclosure burden, and it does describe the shape of the returned records (field key, label, type, required flag, help text, allowed options). It is a read-only introspection call, so the main behavioral question is what comes back, which is answered. Minor gaps: no statement about ordering, stability, or whether options list presence is conditional beyond "where there are any".
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.