Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations, the description carries the full burden, and it usefully discloses the payload contents (columns, numeric flags, row count, provenance banner). However, it never states that this is a read-only/inspection operation, nor anything about caching, cost, or limits. Adequate but incomplete for an annotation-free tool.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.