Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint, idempotentHint, destructiveHint=false and openWorldHint=false, so the safety profile is covered. The description adds operational facts the annotations do not: no API key required and no quota consumed, which matters for an agent deciding whether it is cheap to call. It does not describe the shape of the returned list, which is the remaining gap.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.