Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnly, idempotent, non-destructive, and closed-world, so the safety profile is covered. The description goes beyond them by disclosing the result shape (valid vs. not valid with a reason, plus signer and payload) and the scope of accepted issuers, which is genuinely additive behavioral context.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.