Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnly, idempotent, and non-destructive, so the description's 'Reads only; sends nothing' mostly echoes them. It does add genuine behavioral context beyond annotations: the state machine of a quote (hold minutes remaining, whether the arrival was inside the promised window, cancellation outcomes), which tells the agent what the response will report.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.