Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint, idempotentHint, and openWorldHint, so the safety profile is covered. The description adds meaningful behavior: returns ranked exchanges, applies CoinRebate discount, and supports optional compliance filtering by country.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.