Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint, idempotentHint, and destructiveHint, covering the safety profile. The description adds valuable behavioral context by enumerating what is excluded (client names, contact details, ids, etc.) and by describing the output as aggregate counts and 'safe' previews, which clarifies the scope and privacy guarantees beyond the annotations.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.