Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint=true and destructiveHint=false, so safety is covered. The description adds the genuinely useful behavioral facts that aren't in annotations: the 2,000/day/property cap and that usage is tracked across both UI and MCP calls, which explains why local counters may disagree.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.