Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare destructiveHint=true, idempotentHint=false, and openWorldHint=true, so the mutation/irreversibility profile is covered. The description adds the delay semantics (credit held N days before awarding), but does not disclose auth needs, rate limits, or that the trigger itself cannot be undone beyond what annotations state.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.