Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint=true, idempotentHint=true, destructiveHint=false and openWorldHint=false, so safety is covered. The description adds genuine value not present in structured fields by disclosing the computed payload (counts, deal totals, message counts, 30-day series) for a tool with no output schema. It omits account scoping and whether the 30-day window is configurable or relative to now.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.