Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnly/idempotent/closed-world, so the safety profile is covered; the description goes further by disclosing the return scope (max 20 source links) and explicitly listing what is NOT returned (quotes, imagery, geometry, market series). That prevents the agent from requesting data this endpoint cannot supply.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.