Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations declare readOnlyHint and idempotentHint, and the description adds important behavioral context beyond that: exact matches vs. name-only possible matches, the distinction between staleness and no_match, and the caveat that 'No match is not clearance.' This is high-value, non-obvious disclosure.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.