Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations, the description carries the full burden; the verb 'Show' and the presence of a confirmation hash suggest a side-effect-free preview, which is useful. It also discloses that shipTo changes the total by including shipping, but leaves open whether the hash expires, whether the cart is mutated, or what currency/precision the total uses.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.