Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already cover safety (readOnlyHint, idempotentHint, destructiveHint=false, closed-world), so the bar is lower. The description adds genuine behavioral value beyond that: it discloses the return payload (earliest/latest estimate, warnings for PO box/hotel/holiday window, suggested action), which tells the agent how to act on the result.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.