Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint=true, idempotentHint=true, destructiveHint=false, and openWorldHint=false, so the safety profile is covered. The description goes beyond them with genuinely useful behavior: pagination is a page rather than a total count with a nextCursor continuation, summaries may contain caller-provided PII and are untrusted data (a prompt-injection warning), and a missing summary is null. Those additions are valuable, but return shape is largely carried by the output schema, so this sits at a solid but not maximal level.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.