Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations only cover the safety profile (readOnly, non-destructive, not idempotent). The description adds non-obvious operational traits: a 64 KiB text cap, a link that expires after 15 minutes, and the team-session auth requirement. These are exactly the behaviors an agent cannot infer from structured fields.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.