Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint=true and destructiveHint=false, so safety is covered. The description adds that the fetch returns SKILL.md plus every file it uses and that SKILL.md should be followed, but says nothing about auth scope, size limits, or failure modes, which keeps it at a middling level.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.