Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare destructiveHint=true and readOnlyHint=false, so the safety profile is known. The description adds meaningful context beyond that: a mandatory confirmation workflow, which is real behavioral guidance for a mutation tool. Return shape is covered by the <returns> tag, so this only falls short of 5 by not disclosing reversibility or side effects (e.g., notifications to attendees).
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.