Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations only declare readOnlyHint, but the description adds substantial behavior: the needs_reconnect flag on linkedin/google_calendar/fathom, the different meaning of 'email' per integration, the fact that a missing key means 'not checked' rather than disconnected, and the dual slack flags. This is exactly the context an agent cannot get from the annotation.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.