Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations only indicate it is a non-read, non-destructive operation mirroring a create. The description adds meaningful behavior beyond annotations: the task is visible on the team-wide Tasks view, can stand alone or link to a person/company/deal, and will not send a due-date notification.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.