Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already mark the tool as read-only and idempotent, so the description's job is lighter. It adds useful behavioral context: results are newest-first, include an unread count, and are per-person because channel acceptance can differ even within the same team. This goes beyond what the schema or annotations reveal.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.