Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations, the description carries the full burden and does well: it discloses currency (KRW), that VAT is excluded, the plan structure, and the free allowance of 3 AI drafts. It does not say whether prices are current or how often they change, but for a static informational lookup this is solid disclosure.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.