Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already cover readOnly, idempotent, non-destructive, and closed-world traits, so the bar is lower. The description still adds genuine scope boundaries beyond the structured data: "No patient data, no code descriptors," which preempts two plausible but wrong expectations about the payload.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.