Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint=true, destructiveHint=false, and openWorldHint=false, so the safety profile is covered. The description still earns credit by disclosing the concrete return payload (signed-in user id and server time) and reinforcing that it 'reads nothing and changes nothing' — return information the agent cannot get from any output schema since none exists.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.