Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations cover the safety profile (not read-only, not idempotent, not destructive), so the description isn't fully burdened. It usefully adds concurrency context — expectedSpecVersion exists 'to prevent stale writes' — but stops short of saying what happens on a version mismatch, whether the write merges or replaces popup config, or what authorization is needed.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.