Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations, the description carries the full burden and does well: it discloses that blank trust/hope/value/challenge scores are estimated from industry benchmarks, and it explains the two-phase paid-access model including the license_key alternative. It omits any statement about rate limits, data retention, or what happens on invalid credentials, so it is strong but not exhaustive.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.