Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations, the description carries the full burden and does disclose the key behavioral trait: a two-step payment gate where the first call returns payment information, plus an alternative authorization path via license_key. It does not cover idempotency, generation duration, or whether existing documents are overwritten.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.