Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint=true, so the safety profile is covered. The description adds useful behavioral detail beyond annotations: the filtering thresholds, default horizon, time sorting, and the contents of each row including settlement-window statistics.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.