Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations only declare the generic profile (readOnlyHint=false, openWorldHint=true, idempotentHint=false, destructiveHint=false). The description adds genuinely new behavioral context: signing_secret is shown once, private/local callback addresses are refused, API key required, 1 unit cost, and a 3-watch free-plan cap.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.