Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnly, idempotent, non-destructive, and closed-world, so the safety profile is covered. The description adds genuine value beyond that by naming the returned figures (line amounts, subtotal, discount, tax, total, deposit, valid-until), which is the only disclosure of output shape since no output schema exists.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.