Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint=true, idempotentHint=true, destructiveHint=false, so the safety profile is covered. The description adds the app-only scoping and the preloading intent, which is useful context, but says nothing about return shape, batching limits, or behavior when ids are missing. With annotations carrying the safety load, a 3 fits.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.